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Coverage Or No Coverage

Dallas insurance attorneys will tell you that in order to determine coverage or no coverage under an insurance policy that the entire fact situation needs to be examined. In a 2014, Fort Worth Court of...

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Taking Responsibility For Getting Insurance

Texas insurance lawyers will sometimes find themselves in a situation where there was no insurance on a piece of property. When this happens, the next question is why isn’t there insurance. Then, who...

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Policy Exclusions And City Ordinances

Everman insurance lawyers need to be know this 2015, Texas Supreme Court opinion. It is styled, Jaw The Point, L.L.C. v. Lexington Insurance Company. This insurance dispute involves losses the insured...

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National Flood Insurance Program Law

Lancaster insurance attorneys will occasionally see a claim covered by the National Flood Insurance Program. Each of these types of government programs are governed in their own particular way. The...

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Vacancy Exclusion In Home Owners Policies

Insurance lawyers who handle home owners claims are all aware of the “vacancy exclusion” in a home owners policy. They may vary slightly from policy to policy but almost of the policies are going to...

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Suing The Insurance Adjuster

Attorneys handling hail damage insurance claims need to read this opinion from the U.S. District Court, Northern District of Texas, Fort Worth Division. The case is styled, Monclat Hospitality, LLC vs...

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Misrepresentation Defense By Insurance Company

Insurance attorneys in Texas need to know how the “misrepresentation defense” works. A good illustration in found in this January 2016, opinion from the Waco Court of Appeals. The case is styled, Karl...

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Read The Insurance Policy?

A Weatherford insurance lawyer will always tell you “read the policy” or risk losing on a case where you otherwise thought you had coverage.  A recent case may change that advice, depending on the...

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Insurance Company Failure To Pay Claim

What happens when an insurance does not pay a claim that it was suppose to pay?  That issue is dealt with in the Texas Insurance Code by statute and by courts interpreting the statute. A particularly...

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When Is A Misrepresentation In An Insurance Application Not Material

The above question is usually not easy to answer.  Aledo insurance lawyers need to read a 1976 case from the Waco Court of Appeals.  The opinion is styled, Westchester Fire Insurance Co. v. English....

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Insurance Lawsuits And Experts

Here is another case looking at experts in insurance cases.  The case is from the Eastern District, Sherman Division, and is styled, La Verdure & Associates v. Depositors Insurance Company....

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Insurance Company Wrongs

The wrongs committed by insurance companies would surprise most people.  A person pays his premiums and maybe has friendly conversation with their agent and they figure that when they make a claim, the...

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Insurance Policy – Statute Of Limitations

Knowing the statute of limitations on a case is vital.  This is illustrated in a 2018, Southern District of Texas, Houston Division opinion styled, Lillian Smith v. Travelers Casualty Insurance Company...

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Regular Use Definition In Auto Policy

Insurance policies have to be read carefully by an insured and by the insurance law lawyers who want to help the insured.  This is illustrated in an Austin Court of Appeals case styled, Progressive...

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Handling Insurance Cases -4- Opposing Attorney – Your Client

For Insurance Law Attorneys there are two other aspects that are important in the case. 1) opposing counsel and 2) your client. The relationship with the insurance company lawyer makes a difference as...

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Renter’s Insurance Claims

Renter’s insurance claims are not really much different than a homeowners claim.  But one distinction that sometimes appears is the language in a renter’s policy will often times shorten the statute of...

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Damaged Property And Dates It Was Damaged

Here is a case from the Northern District of Texas, Fort Worth Division, wherein the dates of the alleged damage incurred because of hail, is in dispute.  The style of the case is, LTG &...

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Time Limits To File Lawsuits

There are deadlines for filing lawsuits and if those time limits are not honored, then there is no case.  This is illustrated in a Southern District, Houston Division, opinion released on July 2, 2019....

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Insurance Code And The Texas Deceptive Trade Practices Act

Insurance lawyers should understand the interaction between the Texas Insurance Code and the Texas Deceptive Trade Practices Act (DTPA). Texas Insurance Code, Section 541.151(2) cross references and...

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